💥 MIS-SOLD PENSIONS & INVESTMENTS — WHAT TO WATCH FOR
⚠️ SIGNS TO SPOT
Financial products should match your goals, needs, and risk tolerance. Be alert to:- Unsuitable Products: Investments or pensions not aligned with your objectives.
 - Hidden Fees: Unexpected charges reducing your returns.
 - Overhyped Returns: Promises of gains that are unrealistic or not guaranteed.
 - High-Risk Push: Pressure to take on risk levels beyond your comfort or capacity.
 - Excessive Charges: Paying more than necessary without clear explanation.
 - Insufficient Risk Information: Lack of warnings about potential downsides.
 - No Alternative Options: Limited presentation of safer or lower-cost alternatives.
 - Time Pressure: Urgency to decide without sufficient time for consideration.
 
📉 POTENTIAL IMPACT
Being mis-sold a financial product can affect your finances for years. This may include reduced growth, higher fees, and unsuitable investments affecting your long-term financial plans.✊ TAKING ACTION
If you suspect mis-selling:- Gather all relevant documents, statements, and communications.
 - Contact your provider to raise a formal complaint.
 - Seek guidance from independent sources, such as the Financial Ombudsman Service or a regulated financial advisor.
 
								

