🏠 MIS-SOLD MORTGAGES — TIME TO RECLAIM YOUR POWER!
🧠 INTRO: STOP GETTING PLAYED BY YOUR MORTGAGE
Listen — mortgages are huge deals. But too many get trapped in deals that don’t fit, with hidden fees and sneaky terms that can wreck your financial game. If your mortgage feels like a trap, it’s time to fight back and get what’s yours.
The Financial Conduct Authority drops this truth bomb:
“A mortgage must be affordable and suitable. Anything less? That’s on the lender.”
Check this from the Financial Services Compensation Scheme:
“Over 10% of mortgage holders got mis-sold. Many didn’t know the real cost or what interest hikes meant.”
- Confusing mortgage terms that hide fees.
- Pressure tactics pushing you into bad deals.
- Lack of straight talk on fees and rates.
❓ GOT A CLAIM? LET’S CHECK.
If your mortgage deal left you in the dark or broke your budget, you might be owed big time. The lender’s job? Make sure you get it — clear, fair, and affordable.
Here’s your checklist — if you tick any, it’s game on:
- Mortgage was way out of your budget when you signed.
- Hidden fees or future costs you never saw coming.
- No clear explanation about interest rate changes.
- They pushed you into a bigger mortgage than you needed.
- They ignored your true financial situation — income, debts, all of it.
- You got sold “special” products (tracker, interest-only) that weren’t right.
🔥 MAKE YOUR MOVE — FILE THAT CLAIM
STEP 1: Hunt Down Their Complaints Page
Go to your lender’s website and find the Complaints section. This is your launchpad — contact details, instructions, everything you need.
STEP 2: Write Like a Warrior
Be sharp. Tell them how you were misled or kept in the dark. Back it up with proof — letters, documents, anything. This isn’t begging; it’s holding them accountable.
The lender’s got 8 weeks to hit back. No reply or weak excuses? Level up to the Financial Ombudsman Service:
www.financial-ombudsman.org.uk
STEP 3: Missing Info? Grab It With a DSAR
Ask for your data with a Data Subject Access Request. They have 1 month to hand it over. Include all your details — name, DOB, past addresses — force them to show their cards.
