Exposing the Hidden Commissions in Your Financial Products: Are You Getting the Best Deal?

💥 MIS-SOLD MORTGAGES — WAKE UP AND RAGE!

🏠 INTRO: YOUR MORTGAGE IS A SCAM? YOU’RE NOT ALONE

Let’s get one thing straight: your mortgage isn’t supposed to be a trap. But some banks and brokers? They played you. Hidden fees. Rate hikes. Jargon nobody explained. You were mis-sold, and that’s on *them* — not you.

Even the FCA — the big dogs in charge of financial rules — called it out:

“A mortgage is one of the most important financial decisions a person can make. Lenders must ensure the mortgage is affordable and suitable.”

And FSCS? They brought the stats:

– 1 in 10 homeowners got shafted with a bad mortgage.
– Most didn’t even know how much they’d be paying long-term.
– Some were ambushed by interest rates that nuked their budget.

• Bamboozled by the fine print? Yeah, that counts.
• Pushed into a deal you didn’t want? That’s pressure-selling.
• Left in the dark about fees or rate hikes? That’s shady.

❓ DO YOU HAVE A CLAIM OR WHAT?

If your lender pushed you into something you couldn’t afford — or skipped telling you the real deal — then YES, you’ve got a case. Don’t sit there wondering. Compare your situation to these red flags:

Your mortgage wasn’t affordable when you signed it. Nobody mentioned surprise fees or exploding costs. You weren’t warned about interest rate nukes. You got pushed into a loan bigger than your budget. You got approved even when your finances screamed “no.” They ignored your income, your debts — your reality. You got sold a tracker or interest-only like it was a “hack.”

💪 HOW TO FLEX ON THE BANK AND CLAIM WHAT’S YOURS

You’ve been screwed over. Here’s how you fight back — fast, focused, and fierce.

🔥 STEP 1: FIND THE COMPLAINT PAGE

Go full beast mode. Get to your lender’s website and smash that “Complaints” link. Grab the address, email — whatever they give. That’s where you strike.

📝 STEP 2: WRITE IT LIKE A CHAMP

No fluff. Just fire. Tell them how they messed up — the mis-selling, the pressure, the lies. Back it up with documents, screenshots, anything. Make it *undeniable*.

They’ve got 8 weeks to respond. If they ghost you or talk nonsense, you level up — take it to the top dog: the Financial Ombudsman Service.

www.financial-ombudsman.org.uk

🔍 STEP 3: NO CLUE? HIT THEM WITH A DSAR

Don’t have the paperwork? Hit them with a Data Subject Access Request (DSAR). It’s your legal right. They’ve got one month to cough up everything — your records, your history, the dirty details.

Include your name, DOB, old addresses — anything to ID you. Make them sweat.