💥 WHY MIS-SOLD OVERDRAFTS SLAM YOUR CREDIT
🔥 INTRO: DON’T LET THE BANKS BREAK YOU
Mis-sold overdrafts aren’t just annoying fees — they’re sneaky traps that crush your finances and wreck your credit score. Know the game, take the power back, and stop the bank from running your life.
⚠️ THE REAL PROBLEMS WITH MIS-SOLD OVERDRAFTS
- Hidden fees hitting you when you least expect it.
- Overdraft limits boosted without your say — pushing you deeper.
- Banks ignoring if you can actually afford this nightmare.
- Confusing you whether it’s a loan or “just” a safety net.
💳 HOW THIS TRASH SLAMS YOUR CREDIT SCORE
- Using your overdraft nonstop screams financial stress.
- Big overdraft balances shoot up your credit utilization ratio.
- Missed fees turn into defaults — yeah, that’s ugly.
- Banks reporting your overdraft drama drops your creditworthiness.
💪 TAKE CONTROL AND PROTECT YOUR CREDIT
| STEP | ACTION |
|---|---|
| Watch Your Moves | Keep an eagle eye on overdraft fees & usage. |
| Call Out The BS | File complaints with your bank or the financial ombudsman. |
| Cut The Chain | Clear overdraft debt ASAP — save money, don’t borrow it. |
Stay woke on your overdraft terms and manage it like a boss — that’s how you keep your credit clean and your wallet healthy.
