💥 MIS-SOLD LOANS? WAKE THE HELL UP! 💥
🧠 INTRO: DON’T GET PLAYED BY THE SYSTEM
You took out a store card, credit card, or payday loan thinking it’d help. But guess what? You might’ve been sold a product that is not that great compared to alternatives. Hidden fees, toxic interest rates, unfair small print — and you didn’t even see it coming. Why? Because these lenders don’t play fair… THEY PREY.
Too many people got duped into deals that never should’ve been approved. Sound familiar? Then it’s time to flip the script.
This ain’t just bad luck — it’s MIS-SELLING. And YOU can fight back.
“They told you it’d help your credit. They told you you could afford it. But now you’re drowning in interest, and they’re sipping champagne. SCREW THAT.”
Want to know how much these clowns might’ve cost you? Use our beast-mode Loan Calculator ⬇️
⚠️ GOT A CLAIM OR JUST A HEADACHE?
Let’s keep it simple. If any of this sounds like you, IT’S TIME TO UNLEASH HELL:
- You were approved for a loan when you had NO shot of repaying it.
- You weren’t told about the interest rate or the true cost.
- Your financial situation was ignored. They just wanted your signature.
- You’ve been rolling over debt and getting deeper every month.
- You were pressured into taking a deal or lied to about your options.
If even ONE of those is true — congratulations. You’ve got AMMO.
🔥 HOW TO CLAIM LIKE A FREAKIN’ SAVAGE
STEP 1: FIND THE COMPLAINTS PAGE
Hit the lender’s site. Dig up the “Complaints” section. That’s where you drop your truth bomb. Email or address — whatever they’ve got. USE IT.
STEP 2: UNLOAD THE TRUTH
Be raw. Be ruthless. Tell them what happened. Don’t sugarcoat a damn thing. How long were you misled? What damage was done? How did they fail? This is YOUR fight.
They’ve got 8 WEEKS to respond. If they ghost you or send a pathetic excuse? BLOW IT UP — send it straight to the big dogs:
www.financial-ombudsman.org.uk
STEP 3: DON’T KNOW THE DETAILS?
No sweat. Drop a DSAR — Data Subject Access Request. It’s your LEGAL RIGHT. One month deadline. Send your full name, DOB, past addresses — make them work for it.
This ain’t begging. It’s a WAR CRY. Mis-selling stops here. GO CLAIM WHAT’S YOURS.
Calculator Information
The Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. Remember there may have been other costs too. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However, the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights, or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Find the potential cost of your finance
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, claim approval, agreement or advice by Financial Claims Experts. It does not take into account your personal or financial circumstances.