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Free Debt Calculator – How Much Do They Make You Over Pay?

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Post: Free Debt Calculator – How Much Do They Make You Over Pay?

🚨 LOAN TRAPS EXPOSED — TIME TO FIGHT BACK 🚨

🧐 OVERVIEW: DID THEY SCAM YOU?

Signed up for a loan thinking it was safe? Spoiler alert — it probably wasn’t. Ridiculous fees. Sky-high interest. Terms buried in fine print. Sound familiar?

You’re not alone. Thousands have been blindsided by lenders who should’ve known better. If your loan was set up to fail, it’s not your fault — it’s theirs.

This isn’t a mistake. It’s financial abuse. You deserve payback.

“They said it was manageable. They said you’d be fine. But now you’re neck-deep in debt while they profit off your pain. That ends now.”

Use our Loan Checker tool to see what they owe you 👇

❓ DO YOU QUALIFY FOR A REFUND?

If any of these hit home, you’re likely owed something — maybe a lot:

  • You were given a loan despite having clear financial struggles.
  • No clear explanation of the total cost or long-term impact.
  • Your affordability wasn’t assessed — they just pushed paperwork.
  • You’ve been stuck in a debt spiral with no end in sight.
  • You felt pressured, misled, or straight-up lied to.

One “yes”? That’s all it takes. You’ve got a case.

🛠️ CLAIM IT BACK — STEP BY STEP

STEP 1: TRACK DOWN THE COMPLAINTS PAGE

Find your lender’s complaints info. Usually buried at the bottom of their site. Grab the email or form link. It’s your first move.

STEP 2: TELL THEM WHAT WENT DOWN

Lay it all out — no holding back. Be specific. Be real. Explain how they failed you. Detail the harm. Make it impossible for them to ignore.

They’ve got 8 weeks to reply. No decent answer? Time to level up and go straight to the ombudsman:

www.financial-ombudsman.org.uk

STEP 3: MISSING INFO? NO PROBLEM.

File a DSAR (Data Subject Access Request). It’s legal, free, and forces them to hand over everything. Just include your name, date of birth, and any old addresses.

You’re not asking for a favour — you’re demanding justice. Don’t wait. Don’t second guess. Make your move today.

Find the potential cost of your finance

£

**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance

Calculator Disclaimer

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, claim approval, agreement or advice by Financial Claims Experts. It does not take into account your personal or financial circumstances.

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