🚨 LOAN TRAPS EXPOSED — TIME TO FIGHT BACK 🚨
🧐 OVERVIEW: DID THEY SCAM YOU?
Signed up for a loan thinking it was safe? Spoiler alert — it probably wasn’t. Ridiculous fees. Sky-high interest. Terms buried in fine print. Sound familiar?
You’re not alone. Thousands have been blindsided by lenders who should’ve known better. If your loan was set up to fail, it’s not your fault — it’s theirs.
This isn’t a mistake. It’s financial abuse. You deserve payback.
“They said it was manageable. They said you’d be fine. But now you’re neck-deep in debt while they profit off your pain. That ends now.”
Use our Loan Checker tool to see what they owe you 👇
❓ DO YOU QUALIFY FOR A REFUND?
If any of these hit home, you’re likely owed something — maybe a lot:
- You were given a loan despite having clear financial struggles.
- No clear explanation of the total cost or long-term impact.
- Your affordability wasn’t assessed — they just pushed paperwork.
- You’ve been stuck in a debt spiral with no end in sight.
- You felt pressured, misled, or straight-up lied to.
One “yes”? That’s all it takes. You’ve got a case.
🛠️ CLAIM IT BACK — STEP BY STEP
STEP 1: TRACK DOWN THE COMPLAINTS PAGE
Find your lender’s complaints info. Usually buried at the bottom of their site. Grab the email or form link. It’s your first move.
STEP 2: TELL THEM WHAT WENT DOWN
Lay it all out — no holding back. Be specific. Be real. Explain how they failed you. Detail the harm. Make it impossible for them to ignore.
They’ve got 8 weeks to reply. No decent answer? Time to level up and go straight to the ombudsman:
www.financial-ombudsman.org.uk
STEP 3: MISSING INFO? NO PROBLEM.
File a DSAR (Data Subject Access Request). It’s legal, free, and forces them to hand over everything. Just include your name, date of birth, and any old addresses.
You’re not asking for a favour — you’re demanding justice. Don’t wait. Don’t second guess. Make your move today.
Calculator Information
The Finance Calculator calculates the type of repayment required, at the frequency requested, in respect of the loan parameters entered, namely amount, term and interest rate. Remember there may have been other costs too. The Equipment Finance Calculator also calculates the time saved to pay off the loan and the amount of interest saved based on an additional input from the customer. This is if repayments are increased by the entered amount of extra contribution per repayment period. This feature is only enabled for the products that support an extra repayment. The calculations are done at the repayment frequency entered, in respect of the original loan parameters entered, namely amount, annual interest rate and term in years.
Calculator Assumptions
Length of Month
All months are assumed to be of equal length. In reality, many loans accrue on a daily basis leading to a varying number of days interest dependent on the number of days in the particular month.
Number of Weeks or Fortnights in a Year
One year is assumed to contain exactly 52 weeks or 26 fortnights. This implicitly assumes that a year has 364 days rather than the actual 365 or 366.
Rounding of Amount of Each Repayment
In practice, repayments are rounded to at least the nearer cent. However, the calculator uses the unrounded repayment to derive the amount of interest payable at points along the graph and in total over the full term of the loan. This assumption allows for a smooth graph and equal repayment amounts. Note that the final repayment after the increase in repayment amount.
Rounding of Time Saved
The time saved is presented as a number of years and months, fortnights, or weeks, based on the repayment frequency selected. It assumes the potential partial last repayment when calculating the savings.
Amount of Interest Saved
This amount can only be approximated from the amount of time saved and based on the original loan details.
Calculator Disclaimer
The results from this calculator should be used as an indication only. Results do not represent either quotes or pre-qualifications for the product. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.
Find the potential cost of your finance
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Calculator Disclaimer
The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, claim approval, agreement or advice by Financial Claims Experts. It does not take into account your personal or financial circumstances.